R. Ducato and Associates

<body bgcolor="#FFFFFF" leftmargin="15" topmargin="0" marginwidth="15" marginheight="0" background="/graphics/M/T3mainback.jpg"> <table width="570" border="0" cellspacing="0" cellpadding="6"> <tr><td align="center" valign="top"> <img src="/files/6836/ACFE7C.jpg" alt="R. Ducato and Associates" height="156" width="151" border="0"> </td><td align="left" valign="top"> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif"><b></b></font></div> <div align="left"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"></font></div> <table border="0" cellspacing="0" cellpadding="6"> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif"><b><font size="3" color="#003399"> Robert P. Ducato, CLU, ChFC, REBC, RHU</font></b></font></td> </tr> <tr> <td><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><b> Insurance and Financial Services</b></font></td> </tr> <tr><td><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Westfield, NY 14787<br>Phone (716) 326-2752 <br>FAX (716) 326-2732 <table border="0" cellspacing="0" cellpadding="0"> <tr><td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2">Email: </font></td> </tr><tr> <td colspan="2" valign="top"><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><a href="mailto:rducato@ft.newyorklife.com">rducato@ft.newyorklife.com</a><br></font></td></tr></table></font></td></tr> </table> </td> </tr> <tr> <td colspan="2" valign="top" align="left"> <p><font face="Verdana, Arial, Helvetica, sans-serif" size="2"><p>As with most other things in life, the key to achieving your long-term financial objectives is planning. Your goal may be to fund your children’s college education, protect your family during your working years, or guarantee your own retirement security. These things won’t happen by accident. It’s important to determine what you’d like to achieve financially and then map out a strategy that will help you meet those goals. The good news is that it’s never too late to start.<br /> <br /> <br /> <br /> <br /> Of course, planning your financial future can be intimidating. Luckily, you don't have to do it alone. We are trained professionals who can help you identify your needs and then determine which products can best help you meet your objectives.<br /> <br /> We are committed to helping people protect their standard of living and provide for their future.<br /> <br /> <br /> <br /> Please use our Web site as a resource, and do not hesitate to <a href="contact_form.cfm">contact us</a> for additional information or to schedule a meeting. Thank you for your interest.<br /> <br /> <br /> <br /> <br /> <br /> <small>Robert Ducato is an agent licensed to sell insurance through New York Life and may be licensed with various other independent unaffiliated insurance companies in the states of FL, WV, PA, OH, NY, & MI.<br /> <br /> Robert Ducato is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>, A Licensed Insurance Agency, 35 E. Main Street, Westfield, NY 14787, (716) 326-2752. In this regard, this communication is strictly intended for individuals residing in the states of FL, WV, PA, OH, NY, NJ, IN & MI.<br /> <br /> <br /> <br /> B. Ducato and Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.</small><br /> </p><p><span style="font-size: 9px"><span style="font-family: 'Times New Roman', 'serif'; color: #111111"><font face="Times New Roman">Robert Ducato is licensed to offer mutual funds and variable products. Market Watch information is provided for informational purposes and is not considered an offering of securities.</font></span></span><span style="font-family: 'Times New Roman', 'serif'; color: #111111"><font face="Times New Roman"><span style="display: none"> </span><o:p></o:p></font></span></p><p><br /> <br /> <br /> </p></font></p> </td> </tr> <tr> <td align="center" colspan="2" height="19"><hr color="#003399"></td> </tr> <tr> <td colspan="2" height="28"> <table border="0" cellspacing="0" cellpadding="4" align="center"> <tr> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=2892" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Put It in Writing </b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=2889" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Finding a Good Time to Invest</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3410" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>Rethinking the Role of Household Debt</b></font></a></td> <td align="center" width="25%" valign="top"> <a href="index.cfm?type=N&source=content.cfm?ID=3060" target="_top"> <font face="Verdana, Arial, Helvetica, sans-serif" size="2" color="#000000"><b>HOT TOPIC: Will Federal Reserve Tactics Help the Ailing U.S. Economy? </b></font></a></td> </tr> </table> </td> </tr> <tr> <td colspan="2"> <div id="copyrightDisclaimer" style="font-family: Arial, Helvetica, sans-serif; font-size: smaller; text-align: center;"> <br> Securities offered by properly licensed registered representatives of NYLIFE Securities LLC (member <a href="http://www.finra.org" target="_blank">FINRA</a>/<a href="http://www.sipc.org" target="_blank">SIPC</a>). <br> <a href="http://www.bducatoassoc.com/files/NYLDBAdisclaimer.htm" TARGET="_blank"> Copyright 2012. All Rights Reserved. </a> <br> <a href="http://www.bducatoassoc.com/files/NYLDBAPrivacyPolicy.htm" TARGET="_blank">Privacy Policy</a> </div> <iframe src="http://www.newyorklife.com/nyl/jsp/others/set_agent_id.jsp?marketerNumber=HeU2unC%2Buo8%3D" style="width:1px; height:1px; display:none;" frameborder="0"> </iframe> </td> </tr> </table></div></body></html>